Banks' NPA fall to multi-decadal low of 1.8%: RBI report

The Reserve Bank of India (RBI) said Indian banks' gross non-performing assets (GNPA) fell to a multi-decadal low of 1.8% as of March 2026. It projected the aggregate GNPA ratio at 1.9% by March 2028 under the baseline scenario. RBI added that the banking system remains resilient, although funding pressures are emerging as a key challenge.