How can one build a ₹4 crore retirement corpus with EPF?

A 30-year-old with a ₹80,000 basic salary and DA would contribute ₹1.15 lakh in the first year to EPF, the employer contributes ₹35,232, along with interest, the first-year balance becomes ₹1.62 lakh. Assuming a 6% salary hike each year, the employee's total contribution at 60 would be ₹1.27 crore. Adding the ₹2.76 crore interest makes up a ₹4.04 crore corpus.

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