How much EPS pension one loses if they retire early?
The Employees' Pension Scheme (EPS), which has a superannuation age of 58 years, offers a pension reduction rate of 4% for every year before the age of 58. Someone with a monthly salary of ₹25,000 and 25 years of service would receive ₹6,953/month if they take pension at 50, and ₹8,534/month at 55, compared with the full pension at 58.