How much money can one lose by halting NPS contributions for 1, 3 or 5 years?

Pausing National Pension System (NPS) contributions can reduce the final retirement corpus by affecting compounding benefits. For someone investing ₹10,000 monthly from age 40 to 60 at an expected 12% annual return, a 1-year pause could reduce the corpus by ₹12,38,226, Livemint reported. A 3-year break may result in a ₹33,12,271 loss, while a 5-year pause could cost ₹49,45,720.