How will IDBI Bank's stake sale affect existing customers and FD holders?

The proposed IDBI Bank stake sale will not affect existing fixed deposits or savings accounts, as the lender will continue to be regulated by RBI, experts said. Deposits are insured by DICGC up to ₹5 lakh per depositor per bank. While existing terms will remain unchanged, the new owners could revise deposit rates and savings account fees in the future.