L&T Finance reported Q4FY26 PAT at ₹807 crore, up 27% YoY, while FY26 PAT crossed ₹3,003 crore, rising 14%. Retail book grew 26% to ₹1,19,508 crore and disbursements rose 39% to ₹83,213 crore. Gross Stage 3 improved to 2.88%. The company announced ₹2.75 dividend and launched Lakshya 2031 growth roadmap.