Gujarat-based fintech startup Lendingkart's NBFC arm Lendingkart Finance has raised $4.7 million (₹30 crore) from Netherlands Development Finance Company. Founded in 2014 by Harshvardhan Lunia and Mukul Sachan, Lendingkart provides small and medium enterprises (SMEs) easy access to credit and uses tools based on big data analytics and machine learning to evaluate the creditworthiness of clients.