A day after RBI kept its key policy rates on hold, SBI cut home loan rates by upto 0.4% for new borrowers, effective from Friday. Also, women borrowers would get an additional 0.05% concession on card-rates. The home loans will now be available under two slabs, under Rs.75 lakh (at 10.15%) and above Rs.75 lakh (at 10.30%), women concession excluded.