UPI ends 2025 with record high transactions in December

UPI volumes touched 21.6 billion transactions in December 2025, the highest ever recorded, surpassing November’s 20.47 billion, with value climbing to ₹28 lakh crore. On a daily basis, Indians made nearly 698 million digital payments, with average transaction size settling at around ₹1,293. The annual transaction values rose from ₹246.8 lakh crore in 2024 to ₹299.7 lakh crore in 2025.