What air pollution-related health problems does health insurance cover?

Health insurance generally covers hospitalisation for air pollution-related respiratory illnesses such as asthma, bronchitis and COPD, according to Livemint. However, routine consultations, medicines and inhalers may not be covered without OPD benefits, it added. Policyholders should check pre-existing disease waiting periods, ICU coverage, room rent limits and exclusions before buying a policy.