What does home insurance cover in case of fire accidents during Diwali?

During Diwali, a home insurance policy can cover fire-related damage to the building, including walls, ceilings, floors and doors, according to Livemint. It also protects household belongings such as furniture, appliances, electronic devices and clothing against loss or damage. Some policies also cover temporary accommodation or loss of rent if the house becomes uninhabitable due to a fire.