Which is better, a cashless or reimbursement health claim?

Cashless health claims are more convenient than reimbursement claims, Moneycontrol reported, saying it is because the insurer settles eligible bills directly with the hospital if it is in the network. However, reimbursement claims are useful when treatment is at a non-network hospital. Under reimbursement claims, one is responsible for paying the charges first, which may be time-consuming.