Which Post Office scheme offers higher maturity returns, NSC or KVP?

National Savings Certificate (NSC) currently offers 7.7% interest and matures in five years, while Kisan Vikas Patra (KVP) offers 7.5% and doubles the investment in 115 months. A ₹1 lakh investment grows to ₹1.44 lakh under NSC and ₹2 lakh under KVP. NSC may suit investors seeking a five-year investment with tax benefits, while KVP suits those seeking longer-term growth.