Who is Kalyani Ramadurgam, who helped Apple fight terrorism?

Kalyani Ramadurgam, who made it to the Forbes 30 Under 30 US list for 2026 in the finance category, is an Indian-origin tech professional and co-founder of Kobalt Labs. When she worked for Apple, Ramadurgam's job was to block anyone on terrorism watch lists from using Apple Pay. She holds undergraduate and postgraduate degrees in computer science from Stanford University.