₹4 lakh income and ₹1.73 lakh EMI make couple rethink having kids

An Indian couple earning nearly ₹4 lakh a month is considering a child-free life after buying a ₹4 crore home with a monthly EMI of ₹1.73 lakh. After taxes, household expenses and loan payments, they are reportedly left with just ₹42,000 each month. A SEBI-registered investment adviser shared their situation online, sparking debate over rising property prices, living costs and family planning.