Andhra Bank shares dropped as much as 17% to nearly 15-year-low on Monday after a chargesheet was filed against ex-Director Anup Prakash Garg in a ₹5,000-crore fraud. Garg was allegedly paid about ₹1.52 crore by Sterling Biotech directors for facilitating bank credit. Sterling Biotech took loans of over ₹5,000 crore from an Andhra Bank-led consortium, which turned into bad loans.