Axis Bank reported a marginal 0.6% year-on-year decline in Q4 FY26 net profit to ₹7,071 crore, compared with ₹7,117 crore in previous year. Its retail fees grew 2% YoY, accounting for 74% of total fee income. Asset quality improved, with gross NPAs falling to 1.23%, while net NPAs stood at 0.37% for the quarter. Q4 income stood at ₹38,746 crore.