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Can paying rent through credit card hurt your CIBIL score?

short by Neeraja Nath / on Saturday, 15 August, 2026
Paying rent through credit card can lower CIBIL score if it increases your credit utilisation. For example, using ₹30,000 of a ₹1 lakh limit means 30% of available limit is utilised before other spending. Low CIBIL score makes it difficult to obtain credit or other loans in future. Experts recommend keeping credit utilisation below 30% and paying dues in full.
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