Fintech startup CRED has raised $251 million in a funding round, co-led by existing investors Tiger Global and Falcon Edge, at a valuation of $4.01 billion. The round also saw participation from Marshall Wace, Steadfast, DST Global, Insight Partners, Coatue, Sofina, RTP and Dragoneer. Earlier this year, CRED had turned unicorn after its valuation hit $2.2 billion in April.