Economic Survey 2026 said share of equity and mutual funds in annual household financial savings increased to 15% in over 10 years (from 2% in FY12 to 15.2% in FY25). "Average monthly SIP flows increased seven times from...under ₹4,000 crore in FY17 to over ₹28,000 crore in FY26," it said. Share of bank deposits declined to around 35% in FY25.