Upasana Taku returned from PayPal in 2008 and co-founded MobiKwik with just ₹8 lakh. Starting from a 4BHK apartment, she built a Bharat-first fintech focused on unit economics, not cash burn. In 2024, MobiKwik went public with a ₹572 crore IPO—making her India’s first female fintech founder to do so.