At a salary of ₹50,000 with ₹25,000 as basic pay, a 25-year-old employee can create a corpus of ₹2,93,92,257 by age 60, through EPF at an interest rate of 8.25% and annual salary increment of 9%, NDTV Profit reported. For this, the person will contribute 12% of basic pay and dearness allowance (₹3,000) monthly and the employer will contribute ₹917.