A person needs to start investing with a ₹1,000/month SIP at an expected 12% per annum rate of return and has to increase the contribution by 10% every year. After 32 years, the total invested amount would be ₹24.13 lakhs, while the estimated returns would amount to ₹80.98 lakhs. The total corpus after 25 years will be ₹1.05 crores.