To build a corpus of ₹25 lakh over five years, a person will need to invest ₹31,000 monthly in a SIP with a 12% rate of return, NDTV Profit reported. Moreover, a person would need to invest ₹11,500 and ₹5,500 monthly in a SIP for 10 years and 15 years, respectively, to build the same corpus at the same rate.