How can one choose between SFB & Corporate FD when both offer 8% interest?

Investors choosing between a corporate and an SFB FD offering the same 8% interest should consider risk and safety. Corporate FDs carry issuer credit risk, so investors should check the credit rating and financial strength. Those prioritising higher returns and willing to take more risk may consider corporate FDs, while SFB FDs may suit investors seeking returns with DICGC protection.