Saving ₹50,000 to ₹1 lakh extra each year can be done if people rethink, not necessarily cut, their daily comforts. Reviewing subscriptions and cutting unnecessary ones can help save ₹1,000-₹2,000/month, while comparing insurances, broadband or DTH plans can help save another ₹10,000-₹15,000/year. Utilising tax benefits, avoiding bank penalties and automating savings like SIP can also help.