Paisalo Digital Limited allotted 3,000 fully paid listed senior secured NCDs through a private placement. Each NCD of ₹1 lakh carries a 24-month tenure and an 8.45% pa coupon. Secured by 1.10x loan receivables, redemption is at par on December 15, 2027, with a 2.00% penalty. AI-powered customer profiling and GenAI-based calling enhance credit risk management.