Poonawalla Fincorp is in focus as it plans to open 400 new branches to expand into Tier 2-3 cities. New CEO Arvind Kapil aims to boost digital and lean operations. An analyst sees ₹475-500 target in 2 months, with ₹405 stop-loss. Backed by NCD allotments and promoter stake hike, the stock is up 44.8% YTD.