RBL Bank is in advanced talks with Zerodha to onboard its 160 million clients into a unified 3-in-1 banking structure. The deal could add up to ₹40,000 crore in low-cost deposits, boosting RBL's base by over 30%. Backed by Emirates NBD's ₹26,850 crore capital infusion, this partnership marks a major leap for both retail banking and broker integration.