GST on UHT milk, chena or paneer, all the Indian breads, exercise book, graph book, laboratory notebook, notebooks, maps, atlases, erasers, pencil sharpeners, pencils, crayons, pastels, chalk, has been reduced to 0%. Moreover, 33 lifesaving drugs, three specialised drugs for cancer/rare diseases will face nil GST. All individual life insurance and health insurance policies are exempt from GST.