Which is better for a 5-year investment of ₹50,000, NSC or KVP?

For investing ₹50,000 over five years, the National Savings Certificate (NSC) is generally the better option, offering 7.7% annual interest for October-December 2026, according to Livemint. Kisan Vikas Patra (KVP) offers 7.5% annual interest but matures in around 9 years and 7 months, making it unsustainable for those who need the funds in five years, it added.