In a post on Reddit, a 27-year-old woman earning ₹1.7 lakh/month said, "I feel so burdened...I feel that after SIPs, monthly expenses and education loan instalment, I've nothing left for myself." Reacting to her post, people said, "Reduce your SIPs," "Keep aside 10K to 20K for guilt free spending," and "To be honest you're your own victim."