How much health cover is needed if heart disease runs in family?
People with a family history of heart disease should consider securing health insurance early, as cardiac procedures in India can cost ₹20-25 lakh. A policy offering ₹25-50 lakh in coverage can provide a financial cushion during medical emergencies. However, policyholders should also check for sub-limits on cardiac procedures, which can restrict payouts despite high overall coverage.
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