Over 9,300 wilful defaulters in India owe more than ₹1.1 trillion to banks, according to an analysis of publicly available data. According to the RBI, 'wilful defaulters' are defaulters who are unwilling to pay despite their paying capacity. The debt of wilful defaulters has risen by 340% to ₹1.1 trillion in 2018, compared to ₹25,410 crore in 2013.