A ₹1 crore retirement corpus can last 30 years with an 8% annual return and disciplined withdrawals, Moneycontrol reported. Starting with ₹3.5 lakh in the first year, withdrawals rise 5% annually to account for inflation. Under these assumptions, the corpus grows to around ₹3.37 crore after 30 years, despite annual withdrawals, highlighting the power of compounding.