How much monthly income can a ₹1 crore retirement corpus provide?

With a ₹1 crore retirement corpus, a conservative 3% to 4% annual withdrawal rate provides ₹25,000 to ₹33,333 per month. While withdrawing ₹50,000 monthly may be possible initially, it could deplete the corpus prematurely over a 25-30-year retirement. The sustainable withdrawal level depends on factors such as age, asset allocation, healthcare needs and long-term inflation.