Tata Capital is set to enter the gold loan business through the acquisition of Kerala-based Yogakshemam Loans (Yogloans), an RBI-registered non-banking financial company. Under the proposed all-cash transaction, Tata Capital will acquire a majority stake in Yogloans. The transaction is based on a pre-money equity valuation of Yogloans not exceeding ₹318 crore, subject to customary adjustments.