An investment of ₹32,500 per month in an SIP at an assumed return rate of 12% per annum can help one achieve the ₹10 crore target in 30 years. The total principal one would invest over this period amounts to ₹1.17 crore. The compounding returns on this investment would add to ₹8.84 crore, bringing the total corpus to ₹10.01 crore.