How much Diwali bonus should one spend, invest and use to repay loans?
Experts suggest allocating Diwali bonuses based on individual priorities, balancing festive spending, debt repayment and long-term goals. One recommends dividing the bonus into three parts, while another suggests putting 40% into investments, 40% towards festive expenses and 20% towards clearing debt or building an emergency fund. Experts advise clearing debt before starting fresh investments.
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