Which health cover should mid-30s people choose, ₹10 lakh, ₹1 crore or unlimited?

Choosing health insurance in one's mid-30s depends on family size, age, health needs, location and budget. Unlimited cover can remove the overall sum-insured ceiling, while a ₹1-crore plan may offer substantial protection at a lower premium, depending on the policy. Experts caution that even unlimited-cover policies can have room-rent limits, sub-limits, co-payments and standard exclusions.