After the 2000 dot-com bubble crash, when markets fell 50.2%, investors who stayed invested earned a 12% annualised return, FundsIndia found. The 2004 election uncertainty and the 2006 global rate-hike sell-off delivered 13% and 11%, respectively. Despite the steepest 59.5% decline during the 2008 global financial crisis, returns averaged 9%, while the 2020 Covid crash generated 12% for investors.