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How should one choose between active and auto choice in NPS?

short by Sourav Kumar / on Thursday, 3 September, 2026
One should choose active choice in NPS if they understand asset allocation, want control over their equity-debt mix and can review it periodically. Auto choice may suit those seeking a more hands-off approach, as equity exposure automatically reduces with age. The decision should depend on their retirement horizon, risk tolerance and ability to handle market volatility over time.
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