Which banks offer up to 8.5% FD rates for senior citizens in Oct?

Senior citizens can earn fixed deposit interest rates of up to 8.50% in October 2026, with small finance banks offering the highest rates among listed banks. Equitas, ESAF and Suryoday Small Finance Banks offer rates up to 8.50%, while SBM Bank leads private banks at 8.15%. Among public sector banks, Bank of India offers the highest rate of 7.45%.