Which is better, RD or SIP, for investors eyeing 5-year goal?

An RD may be more suitable than a mutual fund SIP for investors targeting a five-year goal without market risk. While RDs offer fixed interest rates and predictable maturity amounts, SIP returns depend on market performance and can fluctuate, including the possibility of losses. Investors prioritising capital safety may prefer RDs, while those willing to take risks may consider SIPs.