Kodagu Police have apprehended 12 of 13 individuals accused of deceiving the Kodagu District Cooperative (DCC) Bank by pledging fake gold ornaments to obtain loans. Superintendent of Police (SP) K Ramarajan confirmed the arrests during a press briefing in Madikeri. The primary culprit, 48-year-old CM Mohammed Kunji from Ernakulam, Kerala, was identified as the orchestrator of the fraud.