Why may income tax return not be credited despite status being shown as 'verified'?

If an ITR is "verified" but the refund hasn't arrived, it might still be under processing. Other reasons include TDS or tax-credit mismatches, pending tax demands, incorrect or unvalidated bank details, and PAN-Aadhaar compliance issues. Taxpayers should check their e-filing account and correct discrepancies. The refunds usually take approximately four to five weeks after e-verification.