How much health cover is enough amid 12-14% medical inflation?

A health insurance cover of ₹5-10 lakh may not be sufficient amid 12-14% estimated annual medical inflation in India, industry experts said. For metro residents, a ₹15-20 lakh cover may be appropriate, LivLong CEO Gaurav Dubey said. Policybazaar executive Siddharth Singhal suggested a base cover of minimum ₹20-25 lakh, while another expert recommended ₹25-50 lakh for families with senior parents.