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EPF withdrawals via UPI by April; likely initial cap at ₹25,000 per transaction
short by Anmol Sharma / on Monday, 19 January, 2026
Over eight crore contributing members of Employees’ Provident Fund Organisation will be able to withdraw EPF funds via UPI from April using the BHIM app, a senior government official said. The new facility will display available balances, clearly separating the eligible withdrawal amount and the mandatory minimum 25% balance. A cap of ₹25,000 per transaction will likely be imposed initially.
read more at Indian Express
US mortgage rates hit 3-year low, reviving housing hope
short by / on Sunday, 18 January, 2026
US mortgage rates have fallen sharply in early 2026, reaching their lowest level in over 3 years. Softer inflation, lower bond yields, and strong demand for mortgage-backed securities are easing borrowing costs. Buyers and homeowners gain relief through affordability and refinancing, while tight housing supply and cautious outlooks temper expectations for the rest of the year across US market.
read more at Ascendants
What is Economic Survey and why is it important?
short by Pravel Jain / on Sunday, 18 January, 2026
The Economic Survey is an annual report prepared by the Finance Ministry that reviews the country's economic performance over the past year, covering key sectors. It includes facts, trends, and predictions for the year ahead, along with the problems, achievements, and suggestions. The survey, which helps guide policy decisions, is usually presented in Parliament a day before the Union Budget.
read more at News24
Micron to acquire Taiwanese chip plant for over ₹16,300 crore
short by Pravel Jain / on Sunday, 18 January, 2026
US-based firm Micron Technology has signed a letter of intent to acquire a fabrication site in Taiwan from Powerchip Semiconductor Manufacturing Corporation for $1.8 billion (over ₹16,300 crore). The company will take over the site and plans to gradually increase DRAM production after the deal is finalised in the second quarter. Micron currently produces most of its chips in Asia.
read more at NewsBytes
Sumadhura Group to invest ₹6,000 crore in Bengaluru
short by / on Sunday, 18 January, 2026
Realty firm Sumadhura Group will invest around ₹6,000 crore to develop six new housing projects in Bengaluru, as it seeks to expand business amid strong demand, a top company official said. "We are launching six premium projects, comprising more than 4,000 units that include apartments and residential plots," Sumadhura Group Chairman and Managing Director Madhusudhan G said.
read more at Ascendants
DISCOMs post ₹2,700 crore profit after years of losses
short by Pravel Jain / on Sunday, 18 January, 2026
Power distribution utilities (DISCOMs) in India collectively recorded a profit of ₹2,701 crore in FY25, an official statement said. DISCOMs as a whole have been reporting losses for the past several years since the unbundling and corporatisation of State Electricity Boards. The utilities collectively posted a loss of ₹25,553 crore in FY24 and a loss of ₹67,962 crore in FY14.
read more at NewsBytes
Mcap of 3 of India's top-10 most valued firms jumps by ₹75,855 cr
short by Pravel Jain / on Sunday, 18 January, 2026
The combined market valuation of three of India's top-10 most valued firms rose ₹75,855.43 crore in a holiday-shortened last week despite a sluggish trend in equities. SBI, Infosys and ICICI Bank were the only gainers, PTI reported. The other seven firms, including Reliance Industries, HDFC Bank, TCS, Bharti Airtel and Bajaj Finance, together saw their valuation fall by ₹75,549.89 crore.
read more at The Tribune
How can a person build a ₹25 lakh corpus in 5, 10 and 15 years with SIP?
short by Dharini Mudgal / on Sunday, 18 January, 2026
To build a corpus of ₹25 lakh over five years, a person will need to invest ₹31,000 monthly in a SIP with a 12% rate of return, NDTV Profit reported. Moreover, a person would need to invest ₹11,500 and ₹5,500 monthly in a SIP for 10 years and 15 years, respectively, to build the same corpus at the same rate.
read more at NDTV Profit
What are common mistakes founders make while building a startup?
short by / on Sunday, 18 January, 2026
Top founder mistakes include early equity dilution, depending on investors for decisions, ignoring customer feedback, neglecting health and family, and poor cash planning. Startup building is hard and uncertain. Focus on survival, manage burn carefully, learn directly from customers, pay yourself sustainably, save for downturns, and set clear personal boundaries to last long enough to win.
read more at Ascendants
Over 1 lakh individuals enrolled in chip design training: Govt
short by / on Sunday, 18 January, 2026
Over one lakh individuals have enrolled in India's chip design training programmes, with around 67,000 already trained, the government said on Saturday. The initiative aims to make India self-reliant in chip design, a sector crucial for modern electronics. The Chips to Start-up (C2S) Programme is at the centre of this drive.
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